https://www.youtube.com/watch?v=tELSBVvedZQ

What Credit Score Do You Need to Buy a Home? Are you looking to buy your first home, but think you won’t get approved for a mortgage loan? When determining your loan eligibility, a mortgage lender will check your FICO credit score, in addition to other factors. Your credit score is very important, but it does not have to be as high as you may think. Many first time home buyers are hesitant to apply for a mortgage loan, because they assume their credit scores are too low to qualify.The good news is, the typical minimum score for an FHA loan is 580. If you have a score of at least 620, you may qualify for a VA, FHA 203K, or Conventional loan and if you have a score of at least 640, you may qualify for a USDA loan. Because FHA loans have low credit requirements and require just a 3.5% down payment, buying your dream home can soon become a reality. FHA loans are backed by the Federal Housing Administration, and while the FHA won’t actually issue your loan, they will insure it in the event you default on the loan. –